As your BROKER …

AMI’s goal is to find the right insurance solutions to the special needs and problems of businesses and families.  We will listen to your needs, carefully evaluate your risks, recommend appropriate lines of coverage and shop local and international insurance markets for the best rates in your behalf.  We provide all these services and selection at no extra cost to you.

As your broker, we will look out for and defend your best interests.   Our broker services include: several carrier quotes, policy and account management, claims assistance, and shopping the market upon renewal.   We are Guam and Micronesia’s leading broker for local coverage and commercial excess and surplus lines.

HOME INSURANCE – Get a Quote HERE

HOME
Coverage for the structure of your home, your personal belongings, liability protection, and additional living expenses in the event you are temporarily unable to live in your home because of a fire or other insured disaster. Homeowner’s policies cover these causes of loss:

  • Fire
  • Lightning
  • Typhoon
  • Explosion
  • Riot or civil commotion
  • Aircraft
  • Vehicles
  • Smoke
  • Vandalism or malicious mischief
  • Burglary
  • Falling objects
  • Accidental Discharge or overflow of water or steam
  • Sudden and accidental tearing apart of heating or air conditioning system
  • Damage to other property
  • Additional living expense
  • Defense cost
  • Personal Liability
  • Medical Payments to others

Renters
covers your personal property from many different causes of loss to include:

  • Furniture
  • Televisions
  • Computers
  • Musical instruments
  • Clothing
  • Jewelry
  • Golf clubs

Condominium Owners
A basic condo insurance policy will cover damages to most of your personal belongings, as well as walls, floors, ceiling coverings, etc. Damage to improvements, additions and alterations of your unit are covered.

Inland Marine Floaters
covers many classes of property that involve an element of transportation, such as:

  • Jewelry
  • Furs
  • Stamp and coin collections
  • Musical instruments
  • Silverware
  • Golfer’s equipment
  • Fine arts
  • Cameras

Personal Watercraft Insurance
coverage for small boats to large ocean-going yachts for liability and physical damage, such as:

  • Jet skis
  • Small boats
  • Yachts

Personal Umbrella
provides bodily injury, personal injury, and property damage liability coverage in case of a catastrophic claim, lawsuit, or judgements over any underlying insurance policies, such as personal auto liability, homeowner’s liability coverage, and personal watercraft liability policies.