AM Insurance - Auto InsuranceAs your BROKER …

AMI’s goal is to find the right insurance solutions to the special needs and problems of businesses and families.  We will listen to your needs, carefully evaluate your risks, recommend appropriate lines of coverage and shop local and international insurance markets for the best rates in your behalf.  We provide all these services and selection at no extra cost to you.

As your broker, we will look out for and defend your best interests.   Our broker services include: several carrier quotes, policy and account management, claims assistance, and shopping the market upon renewal.   We are Guam and Micronesia’s leading broker for local coverage and commercial excess and surplus lines.


AUTO INSURANCE –
Get a Quote HERE


BODILY INJURY AND PROPERTY DAMAGE

protects you against claims or lawsuits for bodily injury or property damage arising out of the ownership, maintenance, or use of an auto.

COLLISION
covers any damage caused by a collision with another vehicle or object.

COMPREHENSIVE
covers damage from anything else, which includes

  • Fire
  • Theft or larceny
  • Explosion or earthquake
  • Vandalism or malicious mischief
  • Riot or civil commotion
  • Breakage of glass
  • Falling objects or missiles

MEDICAL COVERAGE (Optional)
is a no-fault payment for injuries or funeral expenses for you and your passengers.

UNINSURED MOTORIST (Optional)

  • Will cover the insured if they suffer bodily injury from uninsured motorists, which are defined as
  • Drivers without insurance
  • Drivers with less than the required minimum
  • Hit-and-run drivers
  • Drivers insured by insolvent insurance companies

AM Insurance - Auto InsurancePERSONAL ACCIDENT (Optional)
covers for accidental death or disability.

LOSS OF USE – (Optional)
reimburses you for rental car expenses incurred should you get into an accident and your vehicle is not driveable.

TYPHOON COVERAGE (Optional)
covers your vehicle against damage caused by typhoons.

ROADSIDE SERVICE & TOWING
offers discounted towing 24 hours a day in the event your vehicle is inoperable or immobilized. Also assists and provides

  • FREE lockout service
  • Flat tire change
  • Battery jump start
  • Transportation service
  • FREE delivery of emergency fuel